Despite reports that the U.S. economy is bouncing back, times remain tough for the average American — especially those among the long-term unemployed. Nearly 1.3 million Americans saw their unemployment insurance terminated last year and over the next year, 4.9 million unemployed Americans will get fewer benefits.
President Obama has called income inequality the defining challenge of our time. At the end of 2012, the top 1 percent owned 50.4 percent of the total wealth in the country, a level that even surpasses that of 1928, when the roaring 20s stock bubble was at its peak. It’s no surprise that many of us continue to tighten our purse strings – a recent Bankrate.com survey showed that 38 percent of Americans even cut back on holiday spending last year.
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